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An innovative approach to financial planning and private wealth management.

<p>The Great Debate Continues: Active vs. Passive</p>

The Great Debate Continues: Active vs. Passive

In investments, one great debate asks the question, “Active or Passive Investing: Which Is Better?”
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<p>TIPS for Inflation</p>

TIPS for Inflation

If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.
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<p>Do You Owe The AMT?</p>

Do You Owe The AMT?

If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
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Our Approach

Comprehensive Financial Planning - Fee-based advice on every aspect of your financial life. Utilizing the technology of eMoney to review, track and plan based on each client’s unique priorities

Fiduciary Standard of Care - As Investment Advisor Representatives, we adhere to a fiduciary standard of care, with a professional and ethical obligation to put the interests of our clients first

Long-Term Relationships – Serving a limited number of clients so we can provide a high standard of service

Independent Wealth Management – The freedom to create tailored investment portfolios that are fee-based

Coordinating Advisors – Connecting clients with a team of professionals such as an attorney, CPA, insurance agent, etc.

Your Proper Wealth Team

David Grulich

David Grulich

Financial Advisor | Partner

Nick Chason

Nick Chason

Financial Advisor | Partner

Katherine  Nerona-Balog

Katherine Nerona-Balog

Client Communications | Marketing

Martha Clemons

Martha Clemons

Client Support

Our Process

What Is Financial Planning?

1. Financial advice that's holistic

2. Turning your values and priorities into next steps

3. Coaching through life's ups and downs

4. Discovering what today's decisions will mean for your future

<p>What Can a Million Dollars Buy You?</p>

What Can a Million Dollars Buy You?

$1 million in a diversified portfolio could help finance part of your retirement.
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<p>Social Security: The $64,000 Question</p>

Social Security: The $64,000 Question

One of the most common questions people ask about Social Security is when they should start taking benefits.
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<p>The Utility of Sector Investing</p>

The Utility of Sector Investing

Successful sector investing is dependent upon an accurate analysis about when to rotate in and out.
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